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THE LEGAL PLAN
Our coverage is divided into sections that
we refer to as TITLES. There are five titles of coverage in the foster
parents legal plan. The title coverage is as follows;
TITLE 1= PREVENTIVE LEGAL SERVICES............
A.) PHONE CONSULTATIONS......
You have toll-free access to your Provider Law Firm for consultation on
any subject matter immediately when you enroll. Just call the toll-free
telephone number on your temporary membership during regular business
hours.
B.) PHONE CALLS AND LETTERS.................
A phone call or letter from your Provider Law Firm can get you the
results you want fast. Your Provider law firm will recommend letter or
phone call when that is the best legal step for you. One call or letter
per personal subject related matter is free with your membership. Plus,
you're entitled to two business letters each year! Additional
assistance for the same subject at a 25% discount.
C). CONTRACT AND DOCUMENT REVIEW.........
you can have an unlimited number of personal legal documents up to ten
pages each-reviewed by your Provider Law Firm. Included each year is
one business document review! Your provider law firm will analyze the
documents and suggest changes for your benefit before you sign!
D). WILLS FOR YOU AND OR FAMILY..........
a will for you at no additional charge-not just a "simple" Will, but
one that meets most Americans needs-with free yearly reviews and
updates wills for covered family members just $20. each; changes and
updates for $20. Trust preparation is available at a 25% discount.
TITLE 2 = MOTOR VEHICLE LEGAL EXPENSE SERVICES;
A). MINOR LEGAL EXPENSES......
your provider law firm will assist you or your covered family members
with moving traffic violations. Now you can have help with traffic
tickets
and not have to worry about the cost of representation.
B). MAJOR LEGAL EXPENSES.....
your provider law firm will defend you or your covered family members
when you are charged with Manslaughter, Involuntary Manslaughter,
Negligent Homicide, or Vehicular Homicide.
And up to 2.5 hours for help with.....
Damage Recovery Service
Drivers License Assistance
Personal Injury Legal Expenses
*certain stipulations apply, see your brochure for more information
regarding these stipulations.
TITLE 3 = ADMINISTRATIVE INQUIRY BENEFIT.......
FOSTER PARENT SPECIFIC BENEFITS....
A). ADMINISTRATIVE INQUIRY..........
in the event an administrative inquiry arises from you or your spouse's
responsibilities as a licensed foster parent or case worker, you will
receive up to ten hours or legal consultation, advice and
representation for two
inquiries or investigations per membership year, limited to five hours
per
occurrence.
B) ADMINISTRATIVE HEARING BENEFIT..........
in the event an administrative hearing arises from you or your spouse's
responsibilities as a licensed foster parent or case worker, you will
receive the following benefits.
Also up to 200 hours of hearing time.....your first membership year
you'll receive up to 116 hours of actual hearing time and 4 hours of
hearing preparation and consultation with your provider law firm. When
you renew your membership, your hours of attorney.
TIME INCREASE AS FOLLOWS:
2nd year renewal (140 total hours):
8 hours of pre-hearing time plus
132 hours of actual hearing time
3rd year renewal (160 total hours):
12 hours of pre-hearing time plus
148 hours of hearing time at no added cost.
4th year renewal (180 total hours):
16 hours of pre-hearing time plus
164 hours of hearing time at no added cost.
5th year renewal (200 total hours):
20 hours of pre-hearing time plus
180 hours of hearing time at no added cost.
| NOTE: AN INTERESTING FACT FOR
YOU TO KNOW: A STUDY WAS COMPLETED AT THE UNIVERSITY OF WISCONSIN. THE
RESULTS WERE THAT IF YOU ARE A FOSTER PARENT FOR FIVE YEARS, YOU HAVE
AN 80% CHANCE OF HAVING AN ALLEGATION FILED UPON YOU. |
* * The only stipulation on this benefit is that the allegations,
inquiries and/or hearings do not result from any alcohol or drug
related
use, whether prescribed or not.
TITLE 5 = OTHER LEGAL SERVICES.......
should you or a covered family member need legal services that are not
covered by this plan, your provider law firm will render assistance at
a 25% reduction to their standard hourly rate (these rates vary across
the nation)
for you or any covered dependent. Please note that a retainer may be
required
for services to be rendered under this benefit. Your provider firm must
have five days notice prior to court representation. telephone advice
is
available immediately under TITLE 1.
NOTE; You will be responsible for any additional costs incurred under
this title, i.e.: court costs, filing fees, etc.
Your provider law firm will make the determination as to your case and
advise you whether you should pursue it or if in fact it is frivolous
or without merit.
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